We are local and only work in Missouri. We have chosen to stay focused on the Missouri market – mainly Saint Louis County, St. Louis City, St Charles County, Jefferson County, Franklin County, Boone County, and Lake Ozark. By staying focused on the local metro market, we avoid extra licensing, compliance and staffing expense.

Rick Whisman has been in the mortgage industry since 1992.

Rick Whisman offers a consultant approach to designing your best option. He can qualify you for a payment that will fit your budget and also tell you the amount that you can qualify for in a mortgage.

Also the added benefit of a local lender is the face to face meetings. Many people are finding that the internet approach to a very important decision is less than desirable. Rick offers flexible scheduling to meet your busy demands. Whether it is a weekend, evening or early morning appointment, Rick works in your best interest. CapGrow also offers a service guarantee! If you are not completely satisfied with your transaction, they will refund your entire appraisal deposit-no questions asked.

Rick is also accountable to the area real estate agent market. They are very cognizant of the service that they provide to you and the real estate community. Rick and CapGrow’s reputation is on the line with every transaction. Guide throughout the process…from start to finish. Rick is your contact and your go to man when you have questions. He is responsible for overseeing your transaction through to a smooth finish!